Your credit score is the single most important tool institutions use to determine your creditworthiness. Without a credit score of 700 or over, you won’t get the best rates on mortgages and car loans, and you may not get that apartment or job that you dream of. Your credit score can also affect the price you pay for auto insurance. A low credit score can prevent you from getting what you want or make what you get much more expensive!
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Fee-Only Planner’s Simple Truth #6: Saving,Investing,Diversifying and Rebalancing Lead to Financial Success.
This is an investment strategy that works, all it takes is a good plan and discipline. Simply Put: Saving is the process of reserving a portion of current income for future use. Investing is putting those savings to work to increase wealth. Diversifying and rebalancing are investment strategies meant to increase the likelihood of success. [...]
Simple Truth #4: Inflation and Taxes are Money’s Enemies (Saving and Investing are Money’s Friends)
Inflation and taxes can wreak havoc on the best-laid financial plans unless you arm yourself with the knowledge and tactics to prevent the most damage. Today we’ll focus on inflation, which is one powerful enemy. Why? You can’t see it, there are are no laws protecting you from it and it’s not selective. Every single [...]
10 Simple Truths About Money ~ Here’s No. 1
In the course of my financial planning practice, I meet many people who share similar attitudes, fears or misconceptions about money management. It turns out that most people make money way more difficult and scary than it needs to be. So in response to all this, I came up with 10 Simple Truths About Money [...]
Fee Only Financial Planner Dishes on House Buying in the Bay Area
In the meantime, Jim and I worked on their cash flow adding in housing costs (they’ve been clients since 2007). Both were adamant that they know the numbers and not get in over their heads. Jim has an inviolable goal, “I want a six month buffer of living expenses at all times.”
Couples and Their Money – Yin and Yang
Here is my advice to couples who are facing financial challenges and don’t see eye to eye on the value of a financial planner. Work together and see if you can find consensus. Remember one of the rules of marketing: What’s In It For Me? Help your partner understand there are benefits. Even though the process may be uncomfortable, and difficult to understand, the end results are what matter most.
Women and Money – Women in the Food Biz Talk Business Plans
I recently hosted two panel discussions that focused on women entrepreneurs in the food business.
Fee Only Financial Planner Interviews Abby
Two thoughts spring to mind about young people and money: the schools don’t teach our kids about money. And parents are a little shaky on this topic too, owing to cultural taboos around talking about money.
About Cathy Curtis
Cathy Curtis is an independent fee only Certified Financial Planner (CFP) and investment advisor who specializes in the finances of women, their families and businesses.
10 Simple Truths e-Book
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Financial Planner Helps You Discover Your Money Personality
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Fee Only Financial Planner Interviews Abby
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Women And Money: Primp Your LinkedIn Profile
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Financial Planner on Why You Weren’t Born To Shop (Simple Truth #3)
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Women and the Media, Revisited.
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12 Simple Steps to Financial Success
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Book Review: The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money
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Revisiting: Contrary to Popular Opinion, You Were Not Born to Shop
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Women and the Media, Revisited.
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Stock Market Volatility Doesn’t Imply Direction of the Stock Market – It’s The Price We Pay for a Higher Return
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Cathy Curtis: Hi Maria, Money talks! For sure. Cathy...
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Tamara Holland: Way to go, Cathy. This is a great post about the ...
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Candyce Edelen (@CandyceEdelen): Great points, Cathy. With the substantial increase...
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maria: I really appreciate the fact that in all the bad n...
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