Archive | Home ownership

Underwater on Your Mortgage? You May Have Another Chance to Refinance for a Lower Payment

On October 24, 2011, President Obama announced changes to HARP (Homeowner Affordable Refinance Program) to allow more underwater homeowners to qualify for the benefit. This new program was dubbed HARP 2.0. Each mortgage lender was allowed to set its own schedule for implementing the enhancements. For example, lenders needed to re-program their automated underwriting systems […]

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