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A Financial English Primer

Tweet Call it “finglish,” or financial English. Financial and economic terms dominate the news nowadays, amid talk of fiscal cliffs and eurozone troubles. Plus, new financial terms crop up all the time for a new product or strategy, like quantitative easing. Since the news is particularly ripe with financial terms right now, it is a [...]

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Long Term Asset Class Performance

Stock Market Volatility Doesn’t Imply Direction of the Stock Market – It’s The Price We Pay for a Higher Return

Tweet Stock market volatility doesn’t imply direction of the stock market – it’s the price we pay for a higher return. Repeat this phrase to yourself whenever you feel anxiety overcoming logic and you’re tempted to sell your stocks into cash. After you calm down, take time to review your portfolio to determine whether it’s allocated [...]

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The Ten Trillion Dollar Gamble

Book Review: The Ten Trillion Dollar Gamble: The Coming Deficit Debacle and How To Invest Now

Tweet U.S. federal deficits and the national debt are hot topics these days and for good reason. The federal deficit in 2010 was $1.3 trillion and the amount of gross federal debt outstanding (the national debt) is now $14 trillion. No one expects these to stop growing anytime soon. Economists call the U.S. type of [...]

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Fee-Only Planner’s Simple Truth #6: Saving,Investing,Diversifying and Rebalancing Lead to Financial Success.

Tweet This is an investment strategy that works, all it takes is a good plan and discipline. Simply Put: Saving is the process of reserving a portion of current income for future use. Investing is putting those savings to work to increase wealth. Diversifying and rebalancing are investment strategies meant to increase the likelihood of [...]

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Financial Housekeeping: What To Do with Those “Old” 401(k)s

Tweet There is no shame in owning multiple 401(k) or 403(b) accounts—the fact that they exist indicates a commitment to retirement saving. What may bring on a twinge of guilt (and rightfully so) is the neglect of these accounts, such as ignoring how the money is invested and leaving quarterly statements unopened. Sound familiar? Rest [...]

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