Tweet A new year is almost upon us—always a good time to look towards the future and recommit to past goals or create new ones especially when it comes to our personal finances. Just in time to help with your goal-setting, here is a list of 12 simple steps you can take with your money [...]
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Book Review: The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money
As a financial advisor, I published my free ebook, The 10 Simple Truths About Money, because I strongly believe that it’s true that, “Learning financial concepts and managing money can be intimidating, but it doesn’t have to be. There are simple truths about money that can change your life.”
A “Finglish” Tutorial
Tweet A recent article in the Wall Street Journal by Brett Arends, “A Tip for Financial Advisers: When Possible, Use English,” began with the statement, “If you’re in the finance industry, there’s a simple way to make your clients a lot happier: speak English.” But it’s not as easy as it sounds. The reality is [...]
Simple Money Truth # 7: You Are Your Credit Score
Your credit score is the single most important tool institutions use to determine your creditworthiness. Without a credit score of 700 or over, you won’t get the best rates on mortgages and car loans, and you may not get that apartment or job that you dream of. Your credit score can also affect the price you pay for auto insurance. A low credit score can prevent you from getting what you want or make what you get much more expensive!
Fee-Only Planner’s Simple Truth #6: Saving,Investing,Diversifying and Rebalancing Lead to Financial Success.
Tweet This is an investment strategy that works, all it takes is a good plan and discipline. Simply Put: Saving is the process of reserving a portion of current income for future use. Investing is putting those savings to work to increase wealth. Diversifying and rebalancing are investment strategies meant to increase the likelihood of [...]
Simple Truth #5: The Longer You Live
Tweet Simple Truth #5 The Longer You Live the More Money You Will Need None of us knows how long we will live. But you can be sure that the longer you live the more money you will need – unless – you’re willing to reduce your lifestyle in retirement. According to IRS issued life [...]
Simple Truth #4: Inflation and Taxes are Money’s Enemies (Saving and Investing are Money’s Friends)
Tweet Inflation and taxes can wreak havoc on the best-laid financial plans unless you arm yourself with the knowledge and tactics to prevent the most damage. Today we’ll focus on inflation, which is one powerful enemy. Why? You can’t see it, there are are no laws protecting you from it and it’s not selective. Every [...]
Financial Advisor on Why You Weren’t Born To Shop (Simple Truth #3)
Tweet I’m a financial advisor. But I’m also a normal person just like you, and I know how difficult it is to be an American and somehow not feel it’s your duty to shop. Our economic and social system is based on capitalism, which is partly defined as the creation of goods and services for [...]
About Cathy Curtis
Cathy Curtis is a fee only Certified Financial Planner (CFP) and investment advisor who specializes in the finances of women, their families and businesses.
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